Invest, Borrow, or Stash? How to Be Smart with Your Cash

June 29, 2022 - Daily Stash Editor

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  • Self - How This App Helps People Build Their Credit

If the last year has taught us anything, it’s that managing our money properly is one of the most important things we can be doing to ensure a healthy financial future. Unfortunately, a recent Bankrate survey† showed that only 4 in 10 Americans have enough emergency savings to cover an unplanned expense of $1,000. Whether you’re reading that and thinking, “That sounds like me!”, or “How can people live like that?” the fact remains that there is never too much knowledge or information to attain when it comes to managing our personal finances.
Fortunately for us all, there are literally hundreds of apps that are accessible with the swipe of a screen to help with investing, saving, building credit, and putting away extra cash to reach short and long-term goals. Better yet, these apps make doing these things easy and doable for anyone on any budget. The hardest part is figuring out which apps are out there, and which work best for your goals and situation. Getting started can be the most difficult part, but it doesn’t need to be! Let’s take a look at some of the top financial apps available for any situation, goal, or budget.

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1. How This App Helps People Build Their Credit

When it comes to the big steps in life, your credit score can keep certain doors closed. Buying a home, a new car, or getting a personal loan can be difficult with a low credit score. How can you work to build your credit? That’s where Self comes in.

Self has products to help you keep those doors open.

How does it work? They offer products designed to improve your credit over time. All you need to get started is to open a Credit Builder Account. The best part? The Credit Builder Account helps you build savings while reporting your payments to the 3 major credit bureaus to help build your credit. You build savings of up to $1,663 over the course of your Credit Builder Account plan.*

Your credit matters; help your credit today. Ready to make a positive impact on your finances? You’re just one click away.

Sign Up with Self to Help Improve Your Credit

*$150 monthly loan payment at a $1663 loan amount with a $9 administration fee, 12-month term, and 15.91% Annual Percentage Rate. Please refer to www.self.inc/pricing for the most recent pricing options.